Key Areas of Focus

Investment Planning

The only proven asset management philosophy is the one that takes emotion out of the equation and relies on a long-term disciplined approach, protecting investments and doing away with unnecessary risk.

Taxation Planning

We take a common sense approach to reducing your taxes but not at the expense of sound investment strategies, never letting tax minimization cloud our focus on wealth creation and protection. By effectively allocating fixed income investments to your registered accounts, we can reduce annual taxation. We actively coordinate with your accountant or lawyer as needed.

Estate & Legacy Planning

Estate planning involves wealth preservation and the orderly transfer of assets during your lifetime or upon death. To do so properly, we review your will(s) and meet with you and your Executor to go over your wishes and ensure everything is in place. Our Estate Organizer is a useful tool for making your wishes clear and assisting in an orderly distribution of your estate. To do so properly, we coordinate with your lawyer and/or executor to ensure everything is in place.

Intergenerational Transfers of Wealth

Wealth Transfer is the transfer of wealth or assets to beneficiaries upon the death of the owner through financial planning strategies that often include wills, estate planning, life insurance, or trusts in a tax efficient manner.

*Insurance products are sold via Harbourfront Estate Planning Services inc. (HEPSI). These products are not subject to CIRO regulation or CIPF coverage, please inquire with your advisor for more information.

Retirement Planning

Planning for retirement isn’t just about contributing to your RRSP or group pension plan. It’s also about how you’ll live in this next stage of your life. We focus on making sure you have the resources to pay for it all.

Risk Management

Creating an effective financial plan also involves identifying and mitigating risk. Understanding your tolerance for risk – including those related to capital, markets, currency, taxation, outliving your capital, death, disability, critical illness, long-term care, and travel outside the country

Alternative Investment Solutions

We pride ourselves on being able to offer our clients a wide range of investment solutions to ensure they are accessing all facets of the market. Alternative Investment Solutions includes options like Real Estate, and Real Estate Investment Trusts, and at Harbourfront we have options that will suit you.

Group Benefits & Pension Plans

Group personal pensions (GPPs) are a type of defined contribution pension which some employers offer to their workers. As with other types of defined-contribution schemes, members in a GPP build up a personal pension pot, which they then convert into an income at retirement. - VIA: Money Advice Services

Get In Touch

Contact Details

If you are interested in learning more, have any questions or want to work with us then please drop us a line, we would love to hear from you.